Terms & Conditions

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These Terms & Conditions (“Terms”) constitute a legally binding agreement between you (“User”, “you” or “your”) and [geraldautier.com], including its owners, directors, officers, employees, agents and affiliates (collectively, “the Company”, “we”, “our” or “us”), governing your access to and use of the website located at [www.geraldautier.com] and all associated content, functionality and services offered thereon (collectively, the “Site”).

By accessing or using the Site, you acknowledge that you have read, understood and agree to be bound by these Terms. If you do not agree to these Terms, you must refrain from accessing or using the Site.

1. Nature of Information Provided

1.1 The Site and all articles, analyses, reports, tools, data, charts and other materials made available on or through the Site (collectively, the “Content”) are provided solely for general informational and educational purposes.

1.2 The Content does not constitute investment, financial, legal, tax or other professional advice, and nothing on the Site should be construed as a solicitation, recommendation, endorsement or offer to buy or sell any security, financial instrument or investment strategy.
1.3

Members of the Club may, at their discretion, submit investment ideas or proposals for consideration. The Club reserves the right, but shall not be obligated, to review any such submissions. Any feedback provided shall be offered on an objective and impartial basis and is intended solely for informational purposes. Under no circumstances shall such feedback be construed as financial or investment advice, nor shall it create any fiduciary duty or advisory relationship between the Club and the submitting member.

Due to the inherent nature of the review process, the Club makes no representations or warranties regarding the timing of its review, and members acknowledge and accept that the evaluation of any proposal may require an extended period of time.

1.4 The Company is not authorised or regulated by the UK Financial Conduct Authority (FCA) or any other regulatory body and does not provide personalised investment advice or act as an investment adviser, broker-dealer or financial planner. No fiduciary relationship is created between you and the Company through your use of the Site.

2. Personal Investment-Picking Disclosure

2.1 The Site does not provide stock recommendations or investment advice tailored to any individual user.

2.2 All references to stocks, investments, trades, or portfolios made available on the Site are purely a disclosure of the Company’s or the operator’s own personal choices and opinions, shared for transparency and informational purposes only.

2.3 Any decision by you to buy, sell or hold investment based on such information is made entirely at your own risk and discretion. You should not interpret any such disclosure as a recommendation or advice to take any specific investment action.

3. Investment Risks

3.1 You expressly acknowledge and agree that all investments in securities and financial instruments involve a high degree of risk.

3.2 The market value of securities can fluctuate significantly, and past performance is not indicative of future results.

3.3 You may lose part or all of your invested capital, and investing in the stock market may not be appropriate for all individuals.

3.4 Before making any investment decisions, you should carefully consider your financial situation, investment objectives and level of risk tolerance, and you are strongly advised to seek independent advice from a qualified, authorised financial adviser.

4. No Warranties

4.1 The Company makes no representation or warranty of any kind, whether express or implied, regarding the accuracy, adequacy, validity, reliability, availability, timeliness or completeness of the Site or the Content.

4.2 Your reliance on any Content provided on the Site is undertaken at your sole risk.

4.3 The Company disclaims all warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising out of course of dealing or usage of trade.

5. Limitation of Liability

5.1 To the fullest extent permitted under the laws of England and Wales, the Company shall not be liable for any direct, indirect, incidental, consequential, special, exemplary or punitive damages, including, without limitation, loss of profits, loss of data, loss of business, loss of goodwill or any other economic loss arising out of or in connection with:
(a) your use of or inability to use the Site or any Content;
(b) any reliance placed on the Content; or
(c) any errors, omissions, interruptions, delays or failures of performance of the Site.

5.2 Nothing in these Terms shall exclude or limit the Company’s liability for death or personal injury caused by its negligence, fraud, fraudulent misrepresentation or any other liability which cannot lawfully be excluded or limited.

6. User Obligations

6.1 You represent and warrant that you are at least eighteen (18) years of age or the age of majority in your jurisdiction and have the legal capacity to enter into these Terms.

6.2 You agree not to use the Site for any unlawful purpose or in any manner that could damage, disable, overburden, impair or interfere with the proper functioning of the Site.

6.3 You are solely responsible for any investment or other decisions you make and for any consequences arising therefrom.

7. Intellectual Property Rights

7.1 All intellectual property rights in and to the Site and the Content—including, without limitation, text, graphics, logos, charts, data compilations, software and design—are owned by the Company or its licensors and are protected by applicable copyright, trademark and other intellectual property laws.

7.2 You are granted a limited, revocable, non-exclusive, non-transferable licence to access and use the Site and the Content for your personal, non-commercial use only.

7.3 You may not copy, reproduce, modify, distribute, transmit, display, publish, license or create derivative works from the Content without the prior written consent of the Company.

8. Third-Party Links and Services

8.1 The Site may contain links to third-party websites, resources or services. These links are provided solely for your convenience and do not constitute any endorsement, approval or recommendation by the Company.

8.2 The Company has no control over and assumes no responsibility for the content, privacy policies or practices of any third-party websites or services. Accessing such third-party resources is undertaken at your own risk.

9. Indemnity

You agree to indemnify, defend and hold harmless the Company and its respective officers, directors, employees, agents and affiliates from and against any and all claims, liabilities, damages, losses, costs or expenses (including reasonable legal fees) arising out of or related to:
(a) your breach of these Terms;
(b) your misuse of the Site or the Content; or
(c) your violation of any applicable law or the rights of any third party.

10. Amendments to the Terms

The Company reserves the right, at its sole discretion, to modify or update these Terms at any time. Any changes will take effect immediately upon being posted on the Site, unless otherwise specified. Your continued use of the Site following the posting of changes constitutes your acceptance of the revised Terms.

11. Governing Law and Jurisdiction

11.1 These Terms, and any non-contractual obligations arising out of or in connection with them, shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict-of-law principles.

11.2 You irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with these Terms or your use of the Site.

12. Severability

If any provision of these Terms is held to be invalid, illegal or unenforceable by a court of competent jurisdiction, such provision shall be severed and the remaining provisions shall remain in full force and effect.

13. Entire Agreement

These Terms constitute the entire agreement between you and the Company regarding your use of the Site and supersede all prior or contemporaneous agreements, understandings or communications, whether written or oral, relating to the subject matter herein.

14. Contact Information

For any questions or concerns regarding these Terms & Conditions, please contact:

Email: contact@geraldautier.com